Summer House Season 8: Returning Cast, Release Date, Updates Us Weekly

Table Of Content

• Craig has a new timeline regarding fatherhood
• Carl Radke opens up about Summer House newcomers Jesse Solomon and West Wilson
• Cast & Crew
• Kim Richards Just Shocked Kyle with a New Update
• Relationship rollercoaster
• Entertainment

One month later, news broke that three male stars would not be coming back — and fans were left reeling. "I wanted people to hear that from me," he said in his 14-minute video. Fans, however, can expect to see Ciara Miller, despite speculation that she was not asked to return or that she was demoted from the show.

Craig has a new timeline regarding fatherhood

And while we’re giving Amanda her flowers, I will agree that she’s great on the show for someone who got on it only because she was dating Kyle, not because she really wanted to be there. The show could go on without Amanda, but it wouldn’t be as good or nearly as peaceful. (I am only doing this to give her enough confidence to leave her husband so that I can have him.) The girls are right; Amanda needs to try something on her own without Kyle. The rest of the episode is really only about Amanda and Larl, but not together.

Carl Radke opens up about Summer House newcomers Jesse Solomon and West Wilson

“The cast had already wrapped filming and now they are picking it back up,” according to the insider. Carl’s big takeaway from his conversation with Lindz, however, is that she wants to be a stay-at-home mom and that’s why she wants Carl to bring in more money. While I see how Lindsay wants that, I can’t ever imagine that’s what she’ll do.

Cast & Crew

Summer House Season 8: Carl Radke Teases Lindsay Hubbard ‘Conflict’ From the Start - Reality Tea

Summer House Season 8: Carl Radke Teases Lindsay Hubbard ‘Conflict’ From the Start.

Posted: Tue, 20 Feb 2024 08:00:00 GMT [source]

In fact, it is far more than the average American makes (though the average American is not paying New York City rent or has Carl’s tight-pants budget). The Summer House crew had another wild summer in the Hamptons in 2023 that changed some of their relationships forever. The Bravo reality show is returning for season 8 and viewers will witness the demise of Lindsay Hubbard and Carl Radke‘s relationship. The couple called off their engagement in August 2023 — less than three months before their wedding — and cameras were rolling throughout the whole ordeal. While there, they enjoy an exclusive, high-end lifestyle that allows them to let loose. “Booze-filled brunches, charity galas, bonfires and of course, drama-filled romances are on the docket for the young professionals in their summer playground,” according to a description on FuboTV.

The tech guru explained that their reunion discussion “helped” things, but it didn’t completely fix things. “I do know that there are certain people that I want in my life that I trust and that I feel like I can be myself around and at this very moment in time, she’s just not one of them,” Danielle confessed. In the new season, “Summer should be fun, and our favorite housemates seem poised to indulge in the most carefree summer yet. But while some relationships start to take off, others are revealed to be more fractured than anyone could have imagined, according to a description from Bravo.

Relationship rollercoaster

This guy has only been in Carl’s family for a few years but is single-handedly saving his life with tough love. “If you continue, you’re setting yourself up for a world of pain, and I know there is a part of you that knows this,” Lou tells him. The next morning, the two talk about how they go after boys and what Danielle meant by the conversation, and they’re on the same page. They both want what is best for Gabby, and Danielle finally understands that her way is not always the right way.

Summer House Season 8: Release date, cast, trailer & more

Some people have gotten closer, some people have drifted,” Paige told Us at BravoCon in October 2022. Even with three fewer houseguests, viewers can expect a lot of tension and drama when the show returns, especially when it comes to Danielle and Ciara. The ladies turned heads last season when they got into a fight during Andrea’s Italian dinner. For her part, DeSorbo said she's excited about the upcoming season because fans will get to see for the first time a "real-life boyfriend" and relationship play out in the Bravo series. “He did call off the wedding on camera,” a source exclusively told Us at the time, noting that Lindsay was “blindsided” and “devastated” by the broken engagement.

Summer House Season 8 premieres February 22 on Bravo, as the housemates take on the Hamptons once again for another summer of dramatic and memorable moments. Although various storylines unfold, the season appears to pivot significantly around the tumultuous relationship between Carl and Lindsay, a focal point that promises heightened emotions and conflicts. Bravo revealed the release date for Season 8 of Summer House on January 11. The upcoming season is scheduled to premiere on February 22, aligning with the show’s tradition of starting earlier in the year.

Summer House Season 8 Cast

By submitting your email, you agree to our Terms and Privacy Notice and to receive email correspondence from us. (What is that? A thorny picture, I guess?) Carl says that their fights get so intense that he wonders if he is the right person for Lindsay. Lou says, “That is not indicative of a healthy relationship.” He’s right!

However, at the party, it doesn’t go nearly as smoothly. Karolina is a classically trained pianist who branched out into writing as an alternate art form. Her obsession with Bravo based reality TV shows and snarky commentary were deciding factors in this pivot.Karolina covers reality news for TLC's 90 Day Fiance and Darcey & Stacey.

Season 8 promises to delve into the intricacies of their relationship, revealing whether they’ve truly patched things up or if tensions still linger. Anticipate a season brimming with drama, with a particular focus on the aftermath of Lindsay Hubbard and Carl Radke’s dissolved engagement. Here’s a comprehensive overview of what to expect in the upcoming season. During an interview with The Daily Dish in February, Carl raved about how Jesse blended “perfectly” with the friend group. He’s got a lot of personality [and] he’s a really good guy, but I think he does bring a lot to the table.” Carl noted that Jesse is exactly his height, which is 6'5".

“There have been a lot of false narratives and misunderstandings that have made this all the more painful but sadly at this time we are not moving forward with the wedding,” Carl said in his letter. “The fact of the matter is Lindsay is devastated and I’m crushed with how all this transpired. I graciously ask for some patience and grace to heal and recover while we navigate this extremely difficult time,” he added. When Summer House season 7 ended, Lindsay and Carl were at odds with almost the entire cast, including Lindsay’s former bestie Danielle. However, most of the group seemed to make up while filming season 8, based on group pictures that were taken throughout the summer. The same can’t be said for Lindsay and Carl, who ultimately broke up towards the end of filming after getting engaged in August 2022.

I think in the aftermath of the breakup, it became clear that neither of them was right for the other and that, other than bad behavior from one side, is why they eventually broke up. Then Danielle says the most annoying thing about being a founder and CEO is that she has to figure out how to talk to everyone because they receive criticism differently. The thing about founders and CEOs is that a successful one would never call herself that.

Voters in this 'boomerang' county say they're nostalgic for the Trump economy Charlotte's NPR News Source

Table Of Content

• Cost of Living in Charlotte, NC
• The Cost of Living in Charlotte, North Carolina
• How we make money
• Your household income will be worth the most in the following cities:

In this guide, we break down the cost of living in Charlotte, from housing expenses to food and healthcare costs. We’ll provide data from the local cost of living index and comparison tools and look at how Charlotte ranks for livability compared to other U.S. cities. Housing is one of the biggest factors that determine the cost of living in Charlotte, NC. The median cost to rent a 2-bedroom apartment is $1,214 while the median home price for a 3-bed, 2-bath home is $307,320.

Cost of Living in Charlotte, NC

You can expect your costs to increase incrementally based on your apartment’s square footage. Additionally, the more appliances you use and areas in your apartment that you need to heat or cool, the higher your bills may be. Also, if you’re a homebody or work from home, your bills may be higher. The median after-tax salary is $4830, which is enough to cover living expenses for 1.8 months. Ranked 191st (TOP 2%) in the list of best places to live in the world and 44th best city to live in the United States, and 1st most liveable city in North Carolina. With an estimated population of 875K, Charlotte is the 16th largest city in the United States.

The Cost of Living in Charlotte, North Carolina

But on a macro level, Charlotte is more affordable than some other major cities. Housing, food and lifestyle expenses are merely the tip of the iceberg when it comes to the true cost of living. Health care, childcare, education, transportation and utilities are additional necessities that combine to create the overall cost of living for the average individual or family. Transportation costs are often the second-largest cost for most people.

How we make money

If you’re planning on buying a car in Charlotte, gas will be one of your main costs. According to GasBuddy data from May 2019, the average price of a gallon of gas in Charlotte is $3.93. One of most important determinations you need to make before moving to a new city or town is how much it will cost to live there. “Cost of living” is the amount of money you need to sustain a certain lifestyle in a given place.

Your household income will be worth the most in the following cities:

Your income will also become stretched with childcare costs if you plan on starting or expanding your family, so factor that into your decision-making when investigating where you can afford to live comfortably. A local index is typically standardized, with a base city assigned a baseline index value (usually set at 100). For example, a North Carolina community with a CLI of 125 would signify that living there is 25% more expensive than the base location, while an index of 75 indicates it’s 25% less expensive. If you aren’t sure about living in downtown Charlotte, you can look to buy or rent property outside of the city.

If you’re looking for slow-smoked barbecue and classic Southern sweet tea, you’ve come to the right place. Foodies rejoice for Charlotte’s food trucks, great restaurants, and outstanding microbreweries. Expect to pay about $13 per meal at a casual dining spot, with dinner for two at a mid-range restaurant coming in around $64. You’ll find some of the best dining options in Fourth Ward, Uptown, South Park, trendy Dilworth, and NoDa. Whatever you do, don’t miss out on the city’s best barbecue joints.

Transportation Costs in Charlotte

Looking ahead, the North Carolina job market is projected to add more than 300,000 new jobs by the end of 2028, and most of those jobs will be created in Charlotte and Raleigh. Other necessities in the 50% “must-have needs” category include groceries, utilities, car payments and healthcare. After all, your paycheck largely determines how much you can afford to spend every month. For this reason, before buying a home, consider how secure you feel in your job. Cost of living indexes typically use numerical values when measuring and comparing affordability, often working with either the national average as a benchmark or a base score of 100 for a specific city. When comparing a new location against the base city, the resulting numerical score indicates where the cost of living will likely be higher or lower between the two locations.

We’ve broken down the top cities in several states, ranked by such factors as affordability, job prospects and safety. Though there are public transit options, extended wait times and limited routes mean many residents choose to drive to get where they need to go. In fact, Charlotte is home to two of the state’s deadliest stretches of road — Interstate 85 (between Brookshire Boulevard and Sugar Creek Road) and Interstate 77 (between Remount Road and Exit 13A). Over and over again, studies have shown how important green space is for mental health and wellness — specifically in cities, where there’s more asphalt than grass. But Charlotte has no shortage of green spots to spread out with a picnic or play a game of frisbee with friends. According to a 2022 report by Stacker, Charlotte ranks number 27 among the 50 U.S. cities with the most green space per capita.

Here’s how far a $100,000 salary actually goes in Charlotte - WSOC Charlotte

Here’s how far a $100,000 salary actually goes in Charlotte.

Posted: Wed, 12 Apr 2023 07:00:00 GMT [source]

Healthcare costs in the area are slightly higher than the national average. You can expect to pay about three percent more for a doctor’s visit ($114 on average) or to see a dentist ($98 on average). The cost for a veterinary visit or prescription coverage will also be slightly higher than the rest of the country. Utilities are also lower than the national average by eight percent. The average energy bill is around $153 per month, while the average phone bill is $164 per month.

Transportation ranked second in 2021 behind housing for the highest household cost, according to the Bureau of Transportation Statistics. Households spent an average of $10,961—or $913 per month—on transportation expenses. These expenses included public transit and motor vehicle-related costs like auto purchases, parts, fuels, rentals, leases and insurance. Local municipalities can increase this to 7.5% to fund their cities.

The CLI for a city like Charlotte is calculated by assessing the price of essential goods and services in different areas, such as housing, food, transportation, and healthcare. At the city’s various restaurants and eateries, the food costs are similar to the national average. You can expect to pay $4.19 for a McDonald’s quarter pounder with cheese and $10.24 for a 12-inch Pizza Hut pizza. There are also plenty of local restaurants and options for high-end dining in the city.

Glenn Spivey is the town clerk for Trenton and has also been a volunteer firefighter for over 65 years. He said he’s seen a difference in the cost of living over the years. While these numbers are well below the national averages, some homeowners said the cost of living still does not fit everyone’s budget. According to Niche, Jones County is home to more than 9,000 people. Niche shows the county having an average home value of $115,400 with the average rent being $680. One challenge is that many people are still using pre-pandemic prices as their benchmark, so any other economic message the president is trying to send isn't breaking through.

The city boasts a lively arts and culture scene, with numerous museums, galleries, and theaters for entertainment. Outdoor enthusiasts will appreciate the many parks and recreational areas, while sports fans have local professional teams to support, including the Carolina Panthers (NFL) and the Charlotte Hornets (NBA). The community also enjoys annual events and festivals that celebrate local traditions and showcase the area's friendly atmosphere.

Wondering is Charlotte, North Carolina, a good place to live when it comes to weather? If you relish the changing of the seasons but hate packing on layers of parkas, you’ll love the weather in Charlotte. The temperature throughout the year averages about 62 degrees Fahrenheit, and winters tend to be mild (most of the time). Prepare to soak up the sun, though — summers are known to be warm and muggy, with temperatures averaging in the upper 70s. Not surprisingly, cost of living varies widely from place to place. For instance, it’ll cost you considerably less to live in Fort Smith, Arkansas compared to Fort Lauderdale, Florida.

For example, the price of a meal at an inexpensive restaurant in Charlotte is $15, compared to a $16 national mark. A meal for two at a mid-range restaurant in Charlotte will cost you $60, which is $5 below the national average. For example, the cost of living in San Francisco is twice that of Boise, Idaho.

Portland Houses in the Victorian Age

Table Of Content

• Homestead
• John F Hunt wins 24-storey Battersea tower
• $950K, single-family residence at 1823 N.E. 38th Ave.
• The Oregon Coast
• Ground floor layout
• Alternative to Incarceration Service

“We don’t have wall labels or explanations.” There is an art map on the Soho House website, but it’s less an exhibition catalog than a series of photos of works accompanied by the artists’ names. Paddon spent nearly a year amassing the Portland collection, scouting the city beginning in February 2023, then coming back for a week in June, another in August, and a few days in November. She says most of the local art community was “very, very receptive.” Beyond the barter system, this meant associating their name with the brand’s. This was the biggest sticking point among the several artists I spoke with who chose not to participate, or rescinded their works after initially including them, though none were interested in commenting publicly.

Homestead

Hundreds of students have been arrested by law enforcement on various campuses. Pro-Palestinian protests on college campuses have entered their second week – just as many universities prepare for graduation ceremonies in the coming weeks. The encampment at Polk Place was cleared in about 45 minutes, according to the UNC update, noting that remaining protesters “escalated their tactics" and attempted to “forcibly enter” UNC’s South Building by shoving officers and refusing to comply. At the heart of the demonstrations, protesters are demanding universities to divest from Israel-linked companies that they say are profiting from the war in Gaza.

Portland family’s home destroyed by Douglas fir they were denied permit to remove - Oregon Public Broadcasting

Portland family’s home destroyed by Douglas fir they were denied permit to remove.

Posted: Wed, 24 Jan 2024 08:00:00 GMT [source]

John F Hunt wins 24-storey Battersea tower

Just 79 miles (127 km) west of Portland, the rugged, unspoiled Oregon Coast offers rocky vistas, miles of public beaches, family attractions and surfing. Towns along the coast include busy fishing ports, historic settlements, artistic enclaves and vacation resorts. Here, you can explore tide pools, hike, whale-watch and savor fresh seafood and microbrews. For shows, sports and big events, Northeast Portland is hard to beat. In addition to being home to the Moda Center and the Oregon Convention Center, Portland’s largest quadrant boasts striking architecture, historic theaters, a variety of public golf courses and other attractions. You’ll also find numerous colorful neighborhoods, including the Alberta Arts District, Hollywood, Lloyd and many more.

$950K, single-family residence at 1823 N.E. 38th Ave.

You know how when you first move into a house and you spend an inordinate amount of time debating where, exactly, the sofa should go? When you're renovating a project to sell, it's tempting to appeal to the masses—which can be the exact thing that makes people overlook all your hard work. Here’s a sneak peek at five of the tour’s showstoppers—full details on the last two homes are still pending. Whether you're a music lover seeking your next sonic adventure, an artist eager to captivate an audience, or simply someone who craves a vibrant atmosphere, the Portland House of Music invites you to join us on a journey of melodies, rhythms, and connections.

The Oregon Coast

The house was built in 1928 and the living area totals 1,944 square feet. The house was built in 1915 and has a living area of 1,958 square feet. The house was built in 2023 and has a living area of 912 square feet.

Olympian Homes gets go-ahead for Bristol’s tallest building

Though it was never built, its story can be pieced together from designs in the collection of Adam office drawings at Sir John Soane’s Museum – the principal resource today for anyone wishing to study the work of the Adam brothers. The year 1870 marked the fall of Napoleon III in France and also the unification of the Italian peninsula into a single nation. Popular American tastes had turned a cold shoulder to France and were now embracing all things Italian. Italianate houses became the rage throughout America.

Ground floor layout

Our space transcends mere brick and mortar; it's a place where friendships are forged, ideas are exchanged, and memories are made. We believe in the power of music to bridge gaps and create connections, and we strive to offer an inclusive environment where all are welcome to share in the joy of artistic expression. At the heart of Portland's vibrant arts and entertainment scene, the Portland House of Music stands as a beacon for music enthusiasts, culture aficionados, and community seekers alike. Nestled in the eclectic and lively city of Portland, our establishment is more than just a venue – it's a destination that celebrates the magic of music and the spirit of togetherness. Melissa Dalton is a freelance writer who has focused on Pacific Northwest design and lifestyle since 2008. Portland House will be unveiled at a launch event on November 3rd amid strong demand for best-in-class office space across Newcastle city centre.

Alternative to Incarceration Service

A discussion of the designs also features in Fran’s book Robert Adam’s London, published to accompany the exhibition of that name recently held at the museum. A visitor to Portland in its early days would have noted the stark contrast between its wilderness surroundings and the sophistication of many of its homes. Architectural pattern books provided early Portland homebuilders with plans of the latest Greek Revival and Gothic Revival styles popular in the rest of the country.

After the initial establishment of the CHP, the subsequent review fees for building code review will be billed at a reduction of 50 percent. The space and its art collection read like an extraordinarily well-appointed house. To learn about the works, if you find yourself inside, you’ll have to ask around. Theoretically, the artist might be at the next table. There is some history of Soho Houses opening to the public for specific events—Paddon cites Nashville’s Artville festival as one example—but day-to-day the collection, like the rest of the house, is available only to members and their guests. Like Gaines, Hutchins is also happy to be included in the heavy collection, especially such a heavy local collection.

The transfer of ownership was settled in April and the total purchase price was $895,000, $467 per square foot. In total, 33 residential real estate sales were recorded in the area during the past week, with an average price of $585,980. The average price per square foot ended up at $415.

We look forward to welcoming you into our home, where the universal language of music unites us all. The former head office of Newcastle Building Society will open this week following a multi-million-pound renovation. Video from CNN affiliate WRAL shows police moving in on the encampment, with some people being bound with zip ties. Others were being kept back from the area by a cordon of police. A central demand of protesters is for universities to divest from Israel-linked companies that they say are profiting from the war in Gaza.

The original 468-square-foot home had already been “gutted of its original character when we purchased it,” say its new resident, who also own Akos Construction, which did the work. They kept the foundation, the subfloor and a single wall, and used the shiplap sheathing from the previous home as trim; otherwise, it’s all new. Watch for the large outdoor covered deck, a smartly designed home office, and rainwater harvesting for toilets and irrigation. One of a pair of Adam office plans shows a proposed design for the house’s lower ground floor, with a rectangular courtyard in front, lined with coach-houses and stables on one side, kitchens, sculleries and more service buildings on the other.

This Sellwood house with three bedrooms and four bathrooms is so energy-efficient that even its backyard swimming pool is pressed into service, insulated from the environment and designed to help regulate the water temperature. The vaulted ceiling on the main floor is made from reclaimed Douglas Fir wood from the existing 100-year-old home on the site, which was disassembled. There’s plenty of wood to be found in the home, but it doesn’t feel dark, thanks to well-placed skylights throughout. Special thanks are due to Dr Frances Sands, Curator of Drawings at Sir John Soane’s Museum, for supplying the images of the Adam designs for the Duke of Portland’s house; these are reproduced here by courtesy of the Trustees of the Soane Museum. The catalogue entries for these drawings in the Adam office collection at the Soane can be found by following this link.

The following year Portland was officially incorporated as a city. In its earliest days, Portland’s prominence was overshadowed by that of its neighbor Oregon City — 14 miles south. But Portland’s deep-water port assured that it, and not Oregon City, would eventually become the premier city of Oregon and, for a time, the largest city in the Pacific Northwest. But also in 1890 the transcontinental railroad reached Seattle and started the slow but steady erosion of the Rose City’s dominance of the Northwest. Portland nonetheless remained a vital and prosperous port city filled with active national and international commerce throughout the 19th century. The City of Portland offers an option to expedite the review and approval for new Single-Family construction and new detached Accessory Dwelling Unit construction through a process called Certified House Plans (CHP).

The home is 4,917 square feet, and tucked into a generous .69-acre lot off S Military Road. The design-build team created a covered porch at the front to support the upper-level addition, so there’s a nice little sitting area atop a herringbone brick patio. Inside, the spacious foyer is wrapped in paneling galore, and the arrangement of spaces over the three floors is quite nice for family living.

Portland House is a community-based service offering an alternative to incarceration and prison prevention for those ages 18 and older who identify as male. "During hospice care, when the time spent is more crucial for the Veteran and their family and friends, being just steps way gives the gift of time spent with their loved ones," Dorce adds. Over the years, Zachary and Elizabeth Fisher dedicated more than $20 million to the construction of comfort homes for families of hospitalized military personnel to stay free of charge in support of their loved ones. Just 30 miles (48 km) east of Portland, explore the Columbia River Gorge National Scenic Area, a deep canyon that’s home to more than 90 gorgeous waterfalls, epic vistas and nearly endless options for outdoor recreation. Hiking and water sports like windsurfing and kiteboarding are major draws in the gorge. Those looking to learn where to stay in Portland have plenty of options, from glamorous, high-rise hotels to cozy homes embedded within Portland’s many neighborhoods.

First Alert Weather Day Saturday for widespread showers and storms

Table Of Content

• WCNC Forecast
• York Co. Detention Center fence damaged in storm
• Ex-SB champ found with firearms, drugs assaults officers
• Charlotte, NC Hourly Weather Forecaststar_ratehome

President Joe Biden was briefed on the shooting and spoke to Cooper to express his condolences and support for the community, according to the White House. Cooper later arrived in Charlotte, the state's largest city, to meet with officials and the families of the victims. News conference, Charlotte-Mecklenburg Police said three U.S. marshals had been killed, and a fourth injured. The CMPD's Special Weapons and Tactics Team (SWAT) then began negotiations with other occupants in the house. That included armored vehicles crashing into the suburban home in a tree-lined neighborhood and tearing off doorways and windows. To get the latest weather updates sent to your phone, download the KCTV5 Weather app here.

WCNC Forecast

Three other Charlotte-Mecklenburg officers were also shot. Highs will maintain upper 70s to low 80s, with an uptick in humidity making it feel more like a summerlike airmass. Even warmer temperatures are expected by middle of next week, with highs in the upper 80s potentially in the Upstate. Storm chances arise by the afternoon, increasing chances into early evening limiting any outdoor activity.

York Co. Detention Center fence damaged in storm

The man shooting at the officers left the home and was killed in the front yard of the home in the eastern Charlotte neighborhood. As officers approached the suspect, the man opened fire, striking multiple officers. As officers returned fire, more shots struck additional officers.

Scattered showers possible for Charlotte's weather forecast wcnc.com - WCNC.com

Scattered showers possible for Charlotte's weather forecast wcnc.com.

Posted: Sat, 09 Dec 2023 08:00:00 GMT [source]

Ex-SB champ found with firearms, drugs assaults officers

Thursday will bring sunshine and highs back in the 80s, just like we saw on Wednesday. Overnight lows will be in the mid-60s through the weekend with cloudy skies locked in. You are about to report this weather station for bad data.

Cooler weekend in Charlotte with rain possible on Saturday - Fox 46 Charlotte

Cooler weekend in Charlotte with rain possible on Saturday.

Posted: Fri, 23 Feb 2024 08:00:00 GMT [source]

Weather is the conditions of the atmosphere over a short period of time, and climate is how the atmosphere is over long periods of time. On average, there are 218 sunny days per year in Charlotte. Charlotte, North Carolina gets 43 inches of rain, on average, per year.

Weather is how the atmosphere is behaving and its effects upon life and human activities. Most people think of weather in terms of temperature, humidity, precipitation, cloudiness, brightness, visibility, wind, and atmospheric pressure. Marshals Service confirmed that one of its officers had been killed. North Carolina Gov. Roy Cooper clarified that the other two killed were officers with the State Department of Adult Correction who were working with the task force. -- An attempt to serve a warrant turned deadly Monday when a deputy U.S. marshal and three other members of a task force were shot and killed in Charlotte.

Look for highs to make a run for the upper 80s landing near 90s degrees during the peak heating hours of the day. This will be just a couple of degrees off our record high of 91 degrees set back in 1959. (WBTV) - One more completely dry day is ahead before rain and storms move in Friday night into the weekend. Cooper posted on social media that he had offered state resources to assist local law enforcement in any way they may need. The armed suspect who was killed by officers was identified late Monday night as Terry Clark Hughes Jr, 39.

Stay weather aware if you plan to be outside, especially in the afternoons and evenings. Sunny with highs well above the 77 degree average. Most of the area will be in the upper 80s with a few spots hitting the 90 degree mark. Many people confuse weather and climate but they are different.

That powerful low-pressure system accompanied by a cold that elongates south into the central planes trekking west to provide us another opportunity for severe weather. Most indicators show severe weather activity will impact the Kansas City region Monday night. However, there are signs this storm system could expand into Tuesday morning. Things can always alter and we are keeping an eye on what’s ahead but recommend preparing for the possibility of severe weather activity to start the work week. Saturday looks to be the day most impacted, with scattered showers and storms possible potentially widespread at times.

We’re watching the potential for some storms to bring heavy downpours, leading to potential isolated hydro issues. (FOX Carolina) - Beautiful weather is in store Thursday, with storm chances returning to the forecast Friday ramping up Saturday - a First Alert Weather Day. (PINPOINT WEATHER) — Despite a cooler start we’ll have a warmer finish to this Thursday as high pressure continues to drive the forecast. Lows have dipped into the 50s this morning and even 40s in some of our mountain towns. The cool start will hold on to light winds as Sunny skies dominate to start the day. Charlotte gets some kind of precipitation, on average, 105 days per year.

Precipitation is rain, snow, sleet, or hail that falls to the ground. In order for precipitation to be counted you have to get at least .01 inches on the ground to measure. Rain and thunderstorms are likely both Saturday and Sunday. Lightning will be the main threat for all the outdoor events over the weekend. Highs will be in the upper 70s Saturday and around 80 Sunday afternoon. Early next week will warm back up into the mid to upper 80s while summer-like pop-up storms settle in through mid-week next week.

A First Alert Weather Day, as it’s expected to be disruptive to any outdoor plans. Showers are possible Saturday morning, increasing coverage by mid-morning. While Sunday and Monday look drier than Saturday, there’s still a chance for scattered showers and storms especially into the afternoon and evening. We could pick up anywhere from 1-2″ across the area by the end of Sunday. Scattered shower and thunderstorm chances will likely linger into the start of next week with warm temperatures sticking around through the end of the 7-day forecast.

Student Accommodation Near Exeter University

Table Of Content

• Homestead
• ‘Portland House’: Robert Adam’s unexecuted designs for the Duke of Portland’s London residence
• Eastmoreland
• April 30, 2024 - US university protests
• A City of Neighborhoods
• Contractor services

In 2018, the then-L.A.-based Henderson introduced the “Portland House,” a 3,500-square-foot “fixer-upper” in the Dunthorpe neighborhood. “Working with our design team we have developed an energy efficient scheme which revitalised the existing building and reduced unnecessary waste – we recycled over 97% of our waste, more than 150 tonnes in the strip out alone, something we are very proud of. The concept for the five-storey building has been to promote productivity, sustainability, and wellbeing.

Homestead

Filled with period furniture, it’s easy to imagine that you’ve stepped back in time when you holiday here. Sleeping twelve, with seven spacious bedrooms, the seductive glamour of the house and its brilliant views make a truly unforgettable spot. Large French windows open out from most rooms onto two broad terraces outside (one above the other), and the house is designed to make the most of the south coast sun. Northwest Portland stretches from Forest Park in the west to the Willamette River at the east, encompassing the central city’s Old Town Chinatown and Pearl District, Northwest/Nob Hill, Slabtown and miles of wooded hillsides. Its west side is forested and serene; its east side is urban and lively, a vital part of the central city.

‘Portland House’: Robert Adam’s unexecuted designs for the Duke of Portland’s London residence

Picasso, for example, would turn up for two weeks, have a beautiful holiday, torment whatever mistress he was with, and leave a cracking painting on the reception to say thanks for his stay. It’s really special to do something so old fashioned in a world that’s become so rampantly commercial. As of June 2021, the building is entirely vacant, with the ground floor behind hoardings, pending renovation by Land Securities. The ground floor has a portico arrangement of pillars which reflect the octagonal cross-section of the building.

Eastmoreland

He did not indicate when officers would enter the library to remove the protesters. The New York Police Department currently has no plans to enter the Columbia University campus, a law enforcement official tells CNN, since the University has not yet made an official request. Pro-Palestinian protests and encampments on college campuses have entered their second week, as law enforcement arrest hundreds and remaining protesters occupy campus buildings. Given the client’s eclectic taste, much of the décor had to be bespoke. To run the length of an upstairs hallway outside the bedrooms, the Portland-based Kush Rugs wove a 35-foot-long wool carpet in gradient shades of purple, ranging from lavender to plum. If you ever tire of living the high life, then head further afield to explore the surrounding area, including the West Dorset Heritage coast on your doorstep.

Opened for guests on March 23, 2016, the VA Portland Fisher House is part of an ever-expanding network of 97 VA Fisher House locations throughout various military installations and VA medical centers across the nation, with two more under construction. “Many families share with us how important this program has been for them during their times of need,” Dorce says. James Dorce, Program Manager for the VA Portland Fisher House, shares that many family members travel hundreds of miles, and extended hotel costs may cause a financial burden while they help care for their loved ones. A short drive from the city, Oregon’s Willamette Valley wine country wows with lush scenery and, of course, delectable wines. In addition to scores of vineyards and tasting rooms featuring pinot noir and other varietals, this area boasts quaint towns, farms and scenic routes to explore by car, bike or boat. Located 90 minutes from Portland, Mount Hood — Oregon’s tallest peak — offers four seasons of fun.

April 30, 2024 - US university protests

All here to make the most of their time at university. Whether you are creative or academic, Vita Student is the place to learn, thrive and make connections. With an all-inclusive service, living at Vita Student lifts some of the pressures from university life, allowing you to focus on your studies and your experience. Book a room today and get access to Vita Student communal spaces before you’ve even moved in. Save money on your gym membership, find your new favourite spot to study.

Repairing property damage from weather events - City of Portland, Oregon

Repairing property damage from weather events.

Posted: Sun, 21 Jan 2024 06:47:54 GMT [source]

Property Watch: Readers' Favorite Homes on the Market in 2023

The 2,228 square-foot single-family house at 2720 N.E. The transfer of ownership was settled in April and the total purchase price was $1,500,750, $674 per square foot. The 2,323 square-foot single-family home at 5811 N.E. The transfer of ownership was settled in April and the total purchase price was $810,000, $349 per square foot.

A City of Neighborhoods

(Does your house use less energy than it generates each year, even though you own an electric car? We didn’t think so.) All homes will be open from 10 a.m. On Saturday, October 15, with architects, designers and builders on hand to talk about their projects. Beyond the beats and melodies, the Portland House of Music is deeply committed to fostering a sense of community.

But although he had succeeded to his father’s title in 1762, the 3rd Duke did not immediately inherit all his estates. The situation was exacerbated by strained relations between the two. They argued over country seats, in the end engineering a ‘house swap’ (she favoured Bulstrode in Buckinghamshire, he preferred Welbeck, Nottinghamshire), and failed to see eye to eye on politics as well as family finances. The Duke complained to anyone who would listen that he was required to pay rent for a London house when he should have had access to the ducal residence in Whitehall. And so a new, Adam-designed townhouse at the head of Mansfield Street would suit his intended station as a leading politician and also act as a focus for his fast-improving Marylebone estate. Less well-known, however, is the detached mansion that Robert Adam designed around 1770–2 as a new London residence for the 3rd Duke, to stand on a large site on New Cavendish Street, looking down Mansfield Street.

These connected with the little single-storey bays shown in shadow at each side of the mansion in the elevation, where there were to be powdering and retiring rooms, privies and water closets. There would have been further rooms on the first floor and in an attic within the hipped roof. In its size and scale the house that Adam designed, intended to be known as Portland House, was more like a country pile than a townhouse. The Colonial Revival house was the most complete late-19th-century reaction to the perceived excesses of Victorian design.

Three years later, the house is listed again for $2.8 million, but only for four days, as it’s already gone pending. A first-floor plan offers an alternative arrangement, for a far more dramatic circular courtyard, surrounded by a roofed and colonnaded walkway. An accompanying section shows how this colonnade connected directly to the house, dispensing with the portico. This arrangement required further alterations to the design of the house, with windows at a higher level on the piano nobile, to allow light to enter the main rooms above the courtyard structure.

But changes to the office market prompted a complete rethink and revised refurbishment plans. Original redevelopment plans granted for the building in 2020 included a 15-storey extension with Mace understood to have been favourite for the job. Lutheran Social Service of Minnesota expresses the love of Christ for all people through service that inspires hope, changes lives, and builds community. Since 1973, we have served thousands of men and support them as they develop meaningful employment and community interaction. Our strengths-based program emphasizes empowering men to learn new skills that promote healthy social interactions, reconnection to the community, family reunification, financial stability, health, positive well-being, healing and goal-setting skills.

The Portland House of Music has evolved into a haven for both established artists and emerging talents. Our stages have witnessed countless unforgettable performances, from intimate acoustic sessions to electrifying live shows that make the audience dance the night away. We take pride in curating a diverse array of musical genres, ensuring there's something for everyone under our roof. Upstairs, the team installed wood trusses at the ceiling in the main suite and added another fireplace for ultimate coziness, and the bathroom has a skylit walk-in shower, clawfoot soaking tub, two sinks, and more striking tile.

It’s home to some of the city’s most charming neighborhoods, including St. Johns, Mississippi, Williams and Kenton. The main level has the living room, dining room, and kitchen, and includes a cute little music room (that could also be an office) off the foyer. There’s another covered porch at the back with a two-sided fireplace. Downstairs, there are two bedrooms and a bathroom, a swanky bonus room, and a third protected outdoor area, this time featuring patterned tile. Upstairs, there are two bedrooms and a bath, as well as the main suite, with a lovely bathroom that’s ideally laid out for two people.

Early Stick Style houses were very plain, consisting of horizontal and vertical boards (or “sticks”) placed on the surface of an undecorated wood-frame house. The effect was akin to the “half-timbering” found on medieval English and German houses. Pro-Palestinian protesters at the Chapel Hill campus of the University of North Carolina (UNC) are being detained Tuesday morning after the university sent them a demand to vacate their encampment. The college urges people living off campus to stay away from the premises. The university now known as Cal Poly Humboldt closed its doors for the rest of the semester amid escalating pro-Palestinian protests on campus.

A sale has been finalized for the detached house at 3206 N.E. The price was $960,000 and the new owners took over the house in April. The house was built in 1913 and the living area totals 1,984 square feet. The price was $730,000, and the new owners took over the house in April. The house was built in 1941 and has a living area of 1,518 square feet.

Best of Charlotte Tilbury Hollywood Flawless Filter Collection Spring 2021

Table Of Content

• Recent Color Story
• INVISIBLE UV FLAWLESS PRIMERSPF 50
• Makeup Looks & Inspiration
• - warm mahogany for deep skin with warm, neutral and cool undertones
• Makeup & Beauty Product Reviews
• Best of Charlotte Tilbury Hollywood Flawless Filter Collection (Spring

Charlotte Tilbury Medium (4) is a very warm-toned, light gold with a luminous finish. It is a permanent primer that retails for $44.00 and contains 1 oz. After cleansing and moisturizing my face, I went in with Flawless Filter in Shade 3 Light/Medium. I applied dots all over my face with the doe-foot applicator before using my favorite makeup brush for streak-free blending and to create a light, even layer of product.

Recent Color Story

You can also use a damp makeup sponge if that's your preference. Absolutely, the formula is hydrating so it won't look cakey or settle into lines. Instead, it blurs them and adds radiance and luminosity to the skin. For a softer glow, it can be used all over as a priming luminous base under your foundation or directly mixed with your foundation. All products are independently selected by our editors. If you buy something, we may earn an affiliate commission.

INVISIBLE UV FLAWLESS PRIMERSPF 50

Whether used as a primer, highlighter, or tinted moisturizer, this product offers a flexible solution for achieving a luminous look. As a standalone highlighter, this shade stayed on well for eight and a half hours. My best matches in the Charlotte Tilbury Hollywood Flawless Filter is Shade 4 or Shade 5. I’ve experimented with both and there’s a pretty big gap. I’ve also found Shade 2 or 3 work to lighten some foundation shades that are a bit too deep for me because they’re my summer color. I did try to use the deeper options as a contour and for my skintone they are really too warm to use.

We Compared the Sold-Out Charlotte Tilbury Foundation with a $14 Dupe - PureWow

We Compared the Sold-Out Charlotte Tilbury Foundation with a $14 Dupe.

Posted: Fri, 28 Oct 2022 07:00:00 GMT [source]

Makeup Looks & Inspiration

Get starlit skin in seconds with Hollywood Flawless Filter, the customizable complexion booster that’s a primer, highlighter, and luminous mixing medium in one. Like a skin-perfecting digital filter in a bottle, Hollywood Flawless Filter can be used in four different ways to blur imperfections, smooth lines and pores, and illuminate the skin with a dewy, soft-focus glow. The latest from Charlotte Tilbury is her new Hollywood Flawless Filter ($44 each for 1 fl oz/30 ml). It’s a complexion booster which you can use in a variety of ways for a radiant glow.

I love these mixed in with foundation or layered on top. I like that the Flawless Filter has no detectable scent, has a dewy finish that doesn’t get greasy and has a beautiful glow. The formula is very opaque and if you find you look too dewy or glowy then you’ve applied too much. I found there was a slight learning curve to getting just the right amount of glow.

- warm mahogany for deep skin with warm, neutral and cool undertones

Simply add a small amount to the back of your hand and add a pump of your favourite liquid foundation, mix, apply and blend with your tool of choice. If you don’t see your shade available at any of the retailers above, don’t stress. We’ll continue to update this list as the Flawless Filter comes in and out of stock, so you’re bound to get your hands on a bottle soon. Charlotte herself uses shade 3 to get the warmth and radiance she wants.

Makeup & Beauty Product Reviews

You can use it as a primer, applying it under your foundation to create a luminous base. It can also be mixed with foundation to add a touch of radiance, or used as a highlighter on the high points of your face, such as the cheekbones, bridge of the nose, and cupid's bow. Use it alone for a natural, radiant look on days when you want light coverage and a dewy glow.

Charlotte Tilbury Medium (4.5) is a very warm-toned, medium-dark peach with a luminous finish. It is a permanent highlighter that retails for $44.00 and contains 1 oz. If you want to use it all over, use the applicator to glide across areas that you want to be super glowy first before blending with a brush. Use the remainder of the product on the brush to go over areas that tend to get shiny. This will blend everything in and allow you to still benefit from the blurring action without using too much product.

This was the least warm-toned shade that I've swatched within the formula, so I could see it being more versatile across undertones as a result. The doe-foot applicator made getting just a touch out easier for highlighting the high points of the face, though it was less useful for getting product for mixing in. The latter yielded more coverage--medium or so--while mixing it in with other products naturally sheered out coverage so the tone was more noticeable than the depth. The Hollywood Flawless Filter is available in multiple shades to suit different skin tones, offering a light coverage that helps blur imperfections while adding a subtle glow. It contains light-reflecting particles that give the skin a radiant finish without being overly glittery. This makes it a versatile product that can be used in various ways, depending on your desired effect.

It’s all about learning how to make the product work for you—just as you would with any other makeup pick. Celebrity makeup artist Katie Jane Hughes believes it’s suitable for all skin types, tones, and ages. There are lots of shades in the texture that suits all; you just need less if you have oily skin [versus] someone who is dry,” she says. Charlotte Tilbury Hollywood Flawless Filter is a unique and versatile beauty product that combines the benefits of a highlighter, primer, and tinted moisturizer.

Charlotte Tilbury Deep (8) Hollywood Flawless Filter ($44.00 for 1 fl. oz.) is a dark brown with neutral-to-warm undertones and a luminous sheen with... Chances are, you’ve seen the Charlotte Tilbury Hollywood Flawless Filter pop up on your TikTok For You page or Instagram feed at least once over the course of the past year. Charlotte Tilbury's Flawless Filter is sold out in most shades right now—here's where you can still ...

The nice thing about this product is you don’t need an exact match as it’s intended to add glow to the complexion not cover up the skin like foundation. The Flawless Filter is a lightweight liquid formula that leaves skin with a dewy glow without any shimmer or sparkle. As I became TikTok-obsessed at the height of the pandemic, it seemed I couldn’t go ten videos without seeing my fellow beauty-lovers posting a Charlotte Tilbury Hollywood Flawless Filter review. And like one’s cheekbones following an application of the highlighter product, the reviews were glowing. The product seemed to be a mainstay in the routines of all the It girls, from Adele to the singer-songwriter Griff; and now, two years later, it’s still buzzy. Some apply it under their foundation, others wear it on its own—ditching foundation altogether—and some consider it their highlighter of choice.

I think less is definitely more with this unless you want a real intense shimmer. To me 1 and 2 look really similar but if you’re on the fair end of the color spectrum I suspect you will see more of a difference. I see a pretty big gap between 4 and 5 but I should be able to make them work with mixing for me once I get my tan back. Charlotte Tilbury Medium (4) Hollywood Flawless Filter ($44.00 for 30.00 oz.) is a light-medium beige with warm, golden undertones and a luminous sheen.

Home Affordability Calculator How Much House Can I Afford?

Table Of Content

• Home Affordability Calculator
• How much mortgage payment can I afford?
• Home insurance
• Formula for calculating a mortgage payment

The higher your credit score, the more house you can afford for the same down payment. A higher credit score will get you a lower interest rate, and the lower your interest rate, the more you can afford to borrow. Gross monthly income is the total amount of money you earn in a month before taxes or deductions. Here are a few documents you should gather to help you understand your financial situation and how much house you can afford. This information will also be required when you apply for a pre-approved home loan.

Home Affordability Calculator

Your credit history determines your credit scores, and higher credit scores typically help you qualify for a better interest rate. While the 28% rule is a good starting guideline, there are other factors to think about. Lenders are legally obligated to learn about your assets, expenses and credit history before offering you a mortgage. If much of your earnings come from a source that varies from month to month, like commissions, a lender might not be willing to lend as much to you as it would to someone who earns a consistent salary.

How much mortgage payment can I afford?

Once again, the answer to this question will depend on where you want to buy and what kind of property you want. Your credit score and DTI will also be important factors in determining what interest rate and loan terms you get from the lender. They’ll cost 0.17% to 1.86% per year per $100,000 you borrow, or $35 to $372 per month on a $250,000 loan.

Home insurance

That’s a big deal, because mortgages backed by the Department of Veterans Affairs typically don’t require a down payment. The NerdWallet Home Affordability Calculator takes that major advantage into account when computing your personalized affordability factors. Down payment & closing costsNerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. But even with a 20% down payment, which would lower the monthly cost, the average American is still unable to afford a home in most places. Median earners — those making $74,755 — paying down 20% of a home's value can only comfortably buy homes in four U.S. states and six of the 50 largest cities.

Back-End Ratio

For example, you’d be able to buy a much bigger piece of property in St. Louis than you could for the same price in San Francisco. If you live in a town where transportation and utility costs are relatively low, for example, you may be able to carve out some extra room in your budget for housing costs. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site.

Formula for calculating a mortgage payment

If you have an escrow account, you pay a set amount toward these additional expenses as part of your monthly mortgage payment, which also includes your principal and interest. Your mortgage lender typically holds the money in the escrow account until those insurance and tax bills are due, and then pays them on your behalf. If your loan requires other types of insurance like private mortgage insurance (PMI) or homeowner's association dues (HOA), these premiums may also be included in your total mortgage payment. When determining what home price you can afford, a guideline that’s useful to follow is the 36% rule.

Down Payment

The study calculates the minimum annual income required to buy an average home in some of Canada’s major cities based on March 2024 and February 2024 real estate data. The report illustrates how changing mortgage rates, stress test rates and real estate prices are impacting the income needed to buy a home. Buying a house is costlier than anytime in at least the last decade, with property buyers hit with the double whammy of rising mortgage rates and home prices, according to real estate company Redfin. Understanding the crucial factors that impact your affordability under an FHA loan is vital for a successful home purchase. Your savings, the 3.5% mandatory down payment, closing costs, MIP and the potential benefits of a higher down payment all play a significant role. With this knowledge, you'll feel empowered to make informed decisions, ensuring your home purchase aligns with your budget.

Homeowners Insurance

If your mortgage loan is backed by the Federal Housing Administration (FHA), you’ll have the added expense of up-front mortgage insurance and monthly mortgage insurance premiums. The calculator doesn’t display your debt-to-income (DTI) ratio, but lenders care a lot about this number. They don’t want you to be overextended and unable to make your mortgage payments. Having some money in the bank after you buy is a great way to help ensure that you’re not in danger of default and foreclosure. It’s the buffer that shows mortgage lenders you can cover upcoming mortgage payments even if your financial situation changes.

Want to buy a home in Idaho? Here’s how much you need to earn per year, Zillow says - Idaho Statesman

Want to buy a home in Idaho? Here’s how much you need to earn per year, Zillow says.

Posted: Wed, 27 Mar 2024 07:00:00 GMT [source]

Equally, the lower the interest rate you can get the less you’ll pay each month against your mortgage as well as over the life of the loan. Below are some hypothetical examples of how slight differences in your APR(%) can impact what you pay against your mortgage. List out your expenses and then add them together to get your total monthly spending. But if you can swing a balance transfer it might be able to help you fast-track your debt payment and get you to the debt-to-income ratio you need to qualify for a home purchase.

Some might refer to this figure as your “mortgage-to-income ratio,” but it’s also similar to how lenders calculate your GDS ratio. It can be easier to apply when you have a salaried position as opposed to a self-employed income stream, although many B lenders can help self-employed home buyers get mortgages. In Canada, homeowners can access up to 65% of their home’s value as part of a Home Equity Line of Credit (HELOC). However, it’s important to note that your mortgage loan and HELOC balances combined do not exceed 80% of your home's appraised value. Borrowers can also access up to 80% of their home’s appraised value (minus any amount still owed on their mortgage) when taking out a second mortgage. Let’s use the Affordability Payment Calculator above to determine a buyers’ maximum affordability in this scenario.

Use this tool to calculate the maximum monthly mortgage payment you'd qualify for and how much home you could afford. If you go with this plan it’s important to make sure your mortgage terms don’t include a penalty for paying off the loan early. This is known as a pre-payment penalty and lenders are required to disclose it. The problem is that some people believe the answer to “How much house can I afford with my salary?

Assessing how much you should spend on a house requires a bit of a look into your current and potentially future financial situation. Before you take on the maximum loan you can get and start looking at more expensive houses, consider these tips. In the mortgage process, it’s important to look at your budget, savings and assets for a couple of reasons. Suppose you bought the same $200,000 house as above with the 15-year fixed mortgage at 5% but the mortgage interest rate changed to 6.25%. If you have to borrow more than 80% of a home’s purchase price, you will need a high-ratio mortgage.

How Much House Can I Afford? Affordability Calculator

Table Of Content

• Down Payment
• Estimating mortgage affordability
• What factors help determine 'how much house can I afford?'
• Other Factors That Influence How Much House You Can Afford
• Flood Insurance
• How to use the mortgage calculator
• Monthly mortgage payments can go up

The calculator divides that total by 12 months to adjust your monthly mortgage payment. Average annual premiums usually cost less than 1% of the home price and protect your liability as the property owner and insure against hazards, loss, etc. Private Mortgage Insurance (PMI) is calculated based on your credit score and amount of down payment.

Down Payment

Here are answers to a few frequently asked questions about calculating home affordability so you can better understand your buying power. In this simplified scenario, you will likely be able to afford this home. You should qualify for the needed mortgage amount of $200,000.00, since your GDS ratio (30.84%) does not exceed 39% and your TDS ratio (39.84%) does not exceed 44%. Here are two simple scenarios that can help you understand how the various factors we discussed above impact how much mortgage you can afford. The only way to truly know how much mortgage you can afford is to let a mortgage broker or lender take a magnifying glass to your finances and tell you what they see. You should qualify for the needed mortgage amount of $200,000, since your GDS ratio (30.84%) does not exceed 39% and your TDS ratio (39.84%) does not exceed 44%.

Estimating mortgage affordability

A 20% down payment also allows you to avoid paying private mortgage insurance on your loan. You can use Zillow's down payment assistance page and questionnaire tool to surface assistance funds and programs you may qualify for. The 28/36 Rule is a commonly accepted guideline used in the U.S. and Canada to determine each household's risk for conventional loans. It states that a household should spend no more than 28% of its gross monthly income on the front-end debt and no more than 36% of its gross monthly income on the back-end debt.

What factors help determine 'how much house can I afford?'

Keep in mind that shortening your loan term may lower the total interest you pay over the life of the loan, but it will likely increase your monthly payments. Deciding how much of your budget should go toward buying a home is ultimately up to you, but there are general guidelines based on your income and debts that can help you zero in on a price range. Learning about lenders’ mortgage requirements can help you determine which homes are realistic options for you. Typically, when you belong to a homeowners association, the dues are billed directly, and it's not added to the monthly mortgage payment.

Other Factors That Influence How Much House You Can Afford

Budget 1% to 4% of your home’s value each year for home maintenance. You might not spend this amount each year, but you’ll spend it eventually. Along the same lines of thinking, you might consider holding off on buying the house.

Real Estate 2024: Here's the Income You Need To Afford a $500K Home in Every State - GOBankingRates

Real Estate 2024: Here's the Income You Need To Afford a $500K Home in Every State.

Posted: Sat, 20 Apr 2024 07:00:00 GMT [source]

In a new survey, nearly 2 out of every 5 homeowners say they couldn't afford their house at today's prices. And while this might be a good thing for owners for whom real estate is a store of value, it also speaks to the state of the market that buyers now find themselves in. An interest-only mortgage is a type of loan in which the borrower only pays interest on the principal balance for a set time, usually five to seven years. At the end of the interest-only period, the borrower must either pay the principal back entirely or begin making payments of both principal and interest. Take stock of your finances to see if you’re ready to apply for a mortgage. Make sure that you can provide evidence of at least two years’ worth of regular income, and figure out your total assets, debt and monthly expenses.

The loan does not require a down payment, but you will have to get private mortgage insurance. If you can afford a 15-year mortgage rather than a 30-year mortgage, your monthly payments will be higher, but your overall cost will be drastically lower because you won’t be paying nearly so much interest. Having an emergency fund can be a good safety net for anyone, especially new home buyers. Your emergency money can go toward paying your mortgage, if need be, and setting it aside can give you a little more peace of mind when determining how much you can realistically afford to pay for a house. According to the 29/41 rule, you should spend no more than 29% of your gross income on housing and no more than 41% of your gross income on the sum of all debt payments, housing included. We’ll see what that looks like in a moment, but let’s first discuss how to calculate your DTI.

This ratio is known as the debt-to-income ratio and is used for all the calculations of this calculator. Because they are used by lenders to assess the risk of lending to each home-buyer, home-buyers can strive to lower their DTI in order to not only be able to qualify for a mortgage, but for a favorable one. The lower the DTI, the more likely a home-buyer is to get a good deal. A conventional loan is a type of mortgage that is not insured or guaranteed by the government.

If you can’t afford to buy a home with a conventional loan, you might benefit from one of these government loan programs designed to make home ownership more accessible. Before you apply for a mortgage, check your credit reports to make sure everything in your credit history is accurate. If you find a mistake, ask the credit bureaus to correct it so it doesn’t hurt your chances of getting a good rate.

Keep in mind that the mortgage affordability calculator can only provide an estimate of how much you'll be approved for, and assumes you’re an ideal candidate for a mortgage. To get the most accurate picture of what you qualify for, speak to a mortgage broker about getting a mortgage pre-approval. The CMHC changes had fairly minimal impact on borrowers, as Sagen and Canada Guaranty, the two other mortgage insurance providers in Canada, did not change their maximum limits. Consequently, mortgage lenders continued to use the old maximum GDS/TDS limits of 39/44 available through these other insurers. The main result of CMHC's temporary change in requirements was a major loss in market share, which is why the more stringent requirements were reversed in June 2021. Assuming the home buyer has an annual income of $100,000, makes a $50,000 down payment (10% of the total purchase price), they would qualify for a home priced at $504,117.

If you pay less than 20% of the sales price, you will have to pay PMI as part of your monthly repayments. It’s a good idea to have at least $3,000 to $10,000 saved up to cover these costs or unexpected expenses along the way. Most lenders want you to have a credit score of at least 620 to get a conventional loan. However, it is possible to get a mortgage with a bad credit score, but you will have to put more money down or pay a higher interest rate.

Researching neighborhoods and planning for commuting times can help in making a successful transition. Additionally, embracing the diverse culture and exploring different parts of the city can lead to discovering hidden gems and building a connection to the community. As a general trend, more rural U.S. states have lower costs compared with states home to numerous large cities, such as California and New York — especially when it comes to housing. He previously worked as a reporter for the Omaha World-Herald, Newsday and the Florida Times-Union. His reporting primarily focuses on the U.S. housing market, the business of sports and bankruptcy. Opinions are our own, but compensation and in-depth research may determine where and how companies appear.

However, interest rates on jumbo loans are much higher because lenders don't have the assurance that Fannie or Freddie will guarantee the purchase of the loans. This loan type is specifically designed for families looking to buy homes in rural areas. Similar to the FHA loan, this home loan lets lower-income families become homeowners.

Home-buyers who are unsure of which option to use can try the Conventional Loan option, which uses the 28/36 Rule. Debt payments are payments you make to pay back the money you borrowed. This means your money is going toward your actual debt and not interest on that debt. It’s important to remember that if you don’t manage to pay down the debt before the 0% APR offer ends, you might end up with a higher interest rate on your debt than you had before. That’s why it can make a significant difference if you make even small extra payments toward the principal, or start with a bigger down payment (which of course translates into a smaller loan). While your lender is willing to loan you a substantial amount of money, that doesn’t mean you have to borrow the entire amount if it would put you under significant financial strain.

Best Royal Caribbean Singles Cruises 2024

Table Of Content

• Best cruise ships for solo travelers
• It was easier to meet people on the ship than I expected it would be as a solo traveler.
• My Personas
• Options For Outings
• Share your experience

You don’t have to plan around anyone else’s preferences, interests, and schedule. At the age of 19, I purchased a plane ticket to Nicaragua and ventured on my first-ever solo trip to Central America. Ten years and 30 countries later, I still believe that traveling alone is one of the best ways to see the world. If you’re traveling solo on a cruise and looking to meet new people, there are several ways to do so. In addition to a private balcony that's perfect for sipping morning coffee, each of the single suites on these ships are nearly 200 square feet. We often talk about Royal Caribbean cruises in the scope of a fantastic family vacation, but going on a Royal Caribbean cruise is just as enjoyable (if not more so) when you travel alone.

Best cruise ships for solo travelers

As soon as I boarded Independence of the Seas for my first solo cruise, I quickly realized that you are never truly alone on a cruise ship. There are thousands of passengers and crew members all around you, so it’s never too hard to strike up a conversation. I don’t normally eat alone at restaurants at home, so I was not sure what my dining experience would be like onboard. Going into my cruises, I planned to eat most meals at the buffet and spend my days in port or at sea exploring solo. If you want to enjoy the freedom of a solo trip without the heavy planning logistics, a cruise is a great way to get your feet wet. You'll have the benefit of planned meals, activities and excursions whenever you want, along with plenty of ways to satisfy your wanderlust.

It was easier to meet people on the ship than I expected it would be as a solo traveler.

From exhilarating water sports and cultural excursions to relaxing spa treatments and live entertainment, there’s something for everyone to enjoy. Whether you’re seeking adventure or simply want to unwind, the ship offers a variety of options to suit your preferences. Traveling solo on a Royal Caribbean cruise is made even more enjoyable with the availability of these dedicated solo cabins. Whether you prefer an ocean-view room, a balcony, or a virtual balcony experience, Royal Caribbean has you covered. Explore the world at your own pace and embark on an unforgettable solo adventure with Royal Caribbean.

My Personas

One of the significant benefits of cruising solo is the variety of accommodations available for single travelers. Many cruise lines now offer dedicated cabins or staterooms specifically designed for solo travelers, eliminating the need to pay a single supplement. This makes cruising more affordable and accessible for those who prefer to travel alone. Many cruise lines offer special programs and activities exclusively for solo travelers. Royal Caribbean, Holland America, and Norwegian Cruise Line have all implemented special programs designed to make solo travelers feel welcome.

There are plenty of activities that can be delightfully solitary or a means to meeting others (like HAL's excellent culinary offerings, from hands-on cooking workshops to wine tastings). Holland America's Single Partners Program, available on most voyages, offers events for solo travelers like cocktail mixers and games, too. Norwegian debuted a studio cabin in 2010 and was the first major cruise line to create accommodations for one. They don’t offer sea views, but the cruise line does include access to a lounge where they can meet other solo travelers over snacks.

Best Royal Caribbean Singles Cruises 2024

One other way to get around the single supplement fee is on some rare sailings, the fee may be waived in order to encourage bookings. This is typically offered on last minute cruises, where the cruise line wants to quickly increase bookings. The line is planning to add solo cabins to several additional ships this year, giving travelers even more options to sail solo.

Shore excursions always make for a fun and simple way to meet and get to know your fellow guests. Cruising solo may allow you to get out of your usual cruise routine and try out a new activity. Having the opportunity to see shows, participate in contests, or get together for meets is a great way to not only expand your Royal Caribbean cruise experience, but strike up conversations with others. Going on a Royal Caribbean cruise by yourself may sounds like a weird idea and feel intimidating, but in reality, it is an incredibly enjoyable experience. If you have never taken a cruise solo before, it may seem off-putting, but if you talk to those that have done it before, it is a great decision. When you cruise solo there is always one good seat left and you can just slip right in.

Oceania Cruises

I took my first solo cruise to the Caribbean and loved it - Business Insider

I took my first solo cruise to the Caribbean and loved it.

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Cruisers traveling alone can seek out others at the bar (no worries about the bar tab — drinks are included) or escape to a quiet sun deck spot with a book when they're tired of socializing. Daily shore excursions and tours are included, so you'll always have a group ready to explore with you on land. There are numerous classes for those looking to learn something new or engage in group work. From cooking and bridge to painting and crafts, these classes provide opportunities for interaction and a chance to develop new skills.

Why is solo cruising so expensive?

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Other than that, I noticed that other cruisers would make conversation with me as we toured and explored. It was a lovely reminder that I was not completely alone and a fun opportunity to share the sights and sounds with others. If you take the time to chat with crew members around you, you’ll find that they have advice, stories, and a fascinating perspective into the cruising world. It’s the perfect way to fend off loneliness and have an enriching conversation with a kind stranger. I found so much social fulfillment in making conversation with crew members at the dining venues, pool areas, and events.

And while relaxing at an overwater bungalow in the Maldives sounds idyllic, I'd probably save that seaside getaway for when I'm traveling with a partner. Below we have a table of all Royal Caribbean cruise ships which offer solo cabins. The Oasis Class ships also offer plenty of opportunities for socializing and meeting new people. The ships have a number of bars, lounges and dining areas where travelers can enjoy a drink and strike up a conversation with other passengers. Not only are more cruise lines adding solo cabins, but the single-traveler cabins aboard ships are also getting more spacious and luxurious. Whether you choose one of our top cruise lines for solo travelers or another line that suits your fancy, you're bound to have a good time with as much or as little alone time as you desire.

It’s also nice, though, that if I did not want to be social, I could have stayed to myself. There is no requirement to go on a solo cruise with the intention of making new friends or always chatting with other guests and crew. I, however, found the way that works best for me and I am already looking forward to my next solo cruise. If you’re looking to meet guests at Cococay, though, I’d say the best spot to meet people there is Oasis Lagoon. This always turns into a big party in the afternoon and can be a fun way to mingle with other guests (or just people watch as the party gets wild!). On the last night we shared a dinner at Jamie’s Italian and it was a wonderful way to close out a “solo” cruise experience that ended up being one of my most social cruises yet.

Overall, the Quantum-class ships offer a fun and energetic atmosphere that is well-suited to younger singles looking for a lively and engaging cruise experience. Quantum-class ships are a great choice for singles under 30, offering a range of activities and entertainment options that cater to a younger demographic. While there are ten Royal Caribbean ships that offer solo rooms of one kind or another, I think a few stand out for offering the best options for a solo traveler.

The small size of the ships in Silversea's fleet make it easy for solo cruisers to meet people in an intimate setting. Some of the enrichment programs and special-interest cruises ensure a compatible mix of people with like-minded interests, solo or not. That's especially welcome for solo cruisers who want Silversea's pampering level of service alongside adventurous destinations like Antarctica, the Galapagos Islands, or Alaska. Unlike Norwegian and Royal Caribbean, Silversea hasn't created a specific cabin category for solo travelers. But the luxury line is known for catering to them with single supplements of just 10% to 25% on select sailings.

14 Best Dog-Friendly Cruise: Setting Sail with Your Pup

Table Of Content

• Top 5 Pet-Friendly Cruises
• Ultimate Guide: Top Places to Live in New Hampshire for Every Lifestyle
• Wrap Up: Best Dog Friendly Cruises
• Tips for Cruising with Dogs
• Is Norwegian Safe? Discover Why Travelers Trust Its Skies
• Ultimate Guide: Best Places to Live in Florida for Every Lifestyle
• Pet, emotional support, or service dog

Some pet-friendly cruises even offer special menus and treats for dogs, as well as dog-sitting services, so owners can enjoy some time alone. If you're considering bringing your dog on a cruise ship, it's vital to understand the specific policies and guidelines of the cruise line you plan to sail with. While most cruise lines do not allow pets onboard, alternative options are available for pet-friendly travel. Additionally, road trips will enable you to explore different destinations at your own pace, stopping at pet-friendly attractions. Whichever option you choose, thorough research and early booking are vital to securing your spot, as pet-friendly accommodations tend to fill up quickly. With the proper preparation, you can embark on a memorable vacation with your beloved canine companion, creating lasting memories together.

Top 5 Pet-Friendly Cruises

I started Travelling With a Dog while living abroad and travelling with my Sheepadoodle. I’ve since adopted a Labradoodle who joins us on all our adventures. Each cruise line has its own rules, but they are generally allowed by most cruise lines. Curnard’s pet-friendly policy dates back to the inception of the cruise line when cats were kept on board to eliminate mice and other vermin. Through its extraordinary wildlife safaris, environmental majesty and ancient traditions, Africa is an epic storybook adventure. Experience unparalleled luxury via rainforest, coastline, dessert and mountain.

Ultimate Guide: Top Places to Live in New Hampshire for Every Lifestyle

Your pet must stay in the kennel and not your stateroom, and that rule applies even if you book the ship's 2,249-square-foot Grand Duplex or other fancy Queens Grill digs. Cunard provides toys, fresh-baked treats, feeding bowls and beds, as well as pet life jackets, should they be needed. If you want to go all-out, you can order treats such as liver or a steak for your pet for an additional fee. Those who want a fun memento may have their pet pose for a photo wearing a red Cunard uniform or a Queen Mary 2 life ring. One cruise line has a dedicated kennel on board its most iconic vessel, and there's space for both dogs and cats. However, you'll have to leave your bird, hamster and ferret at home.

Wrap Up: Best Dog Friendly Cruises

This varied experience makes her a well-rounded and knowledgeable commentator on everything cruise-related. Different cruise lines have different policies and procedures when it comes to pet reservations. Some cruise lines, like Cunard Cruise Lines and Princess Cruises, allow pets on board but require them to stay in kennels. Other cruise lines, like Disney Cruise Line, do not allow pets on board at all. By following these tips and rules, you can help ensure a safe and enjoyable pet-friendly cruise for both you and your furry best friend. It is important to note that each cruise line may have different health and safety requirements for pets.

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That’s why you can bring food and bowls without an additional charge. Queen Mary offers 24 kennels on Deck 12 for passengers traveling with pets. Although your furry companion won’t accompany you to the stateroom, you can rest easy knowing that the extraordinary staff will take care of it. Since they are trained in the White Star Academy, expect nothing less than the highest level of service. Each cruise line has its own specific set of rules when it comes to pets onboard. This can include restrictions on the types or sizes of pets allowed, the number of pets you can bring, and the areas of the cruise ship where pets are permitted.

Is Norwegian Safe? Discover Why Travelers Trust Its Skies

If you feel like it, the company also provides themed cruises you can indulge yourself in. Some ships go as far as providing waterslides, dance floors, and even escape rooms. We’ll elaborate more on Deck 12 as it has renowned dog kennels, but you’ll also find various deck games. Lastly, Deck 13 has a sunroof where you can enjoy a nice stroll and view the horizon. Service dogs are special because they can perform certain tasks for people with disabilities.

We’ve also included a section for small, themed cruises, ideal for spending time with your furry best friend. Without further stalling, here are the best dog friendly cruises we could find. One of the best things about dog-friendly cruises is that they allow travelers to explore different cities without leaving their pup at home.

Pet, emotional support, or service dog

Whether it’s taking advantage of the pet-friendly facilities on the Queen Mary 2 or considering alternative vacation options on land, there’s something for every pet owner. While most cruise lines have strict policies regarding pets, there are still options for those who can’t bear to leave their furry companions behind. Most major cruise lines, including Royal Caribbean, Princess Cruises, and Celebrity Cruises, allow a service animal onboard. These dogs are considered essential for their owners’ well-being and mobility.

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Cunard's Queen Mary 2 Dog-Friendly Cruise

It’s best to notify the Access Department about traveling with a service animal 30 days before departure. This way, they’ll have the time to make certain arrangements, such as providing a relief area and refrigerated space. If you want to spend time with your pet, you can visit the Owner’s Lounge during the designated visiting hours. Additionally, there’s a large outdoor area where the dogs regularly get their exercise and play from 3 PM to 6 PM. It’s decorated with a Liverpool lamppost and a New York fire hydrant, making them feel more at home. Since Queen Mary is a luxurious ship, expect deluxe amenities during your stay.

From dog-friendly beaches and parks to hiking trails and outdoor cafes, there are plenty of activities to choose from. While the Queen Mary 2 is an excellent option for transatlantic sailings, there are other pet-friendly options for shorter trips or specific regions. If you’re looking to sail the high seas with your canine companion, look no further than the Cunard Line’s Queen Mary 2. This luxurious ship boasts a unique “Pets on Deck” program that caters to dog lovers and their furry friends.

As a tireless explorer and devoted family woman, Judith Eve embodies the essence of the adventurous spirit, inspiring readers to set sail and create their own sea stories. Georgia's got a little bit of everything, from bustling city vibes in Atlanta to the laid-back coastal charm of Savannah. It's a place where you can find your niche, whether you're after top-notch schools, thriving job markets, or just a great community feel.

Understanding the bond between travelers and their pets, Cunard’s pet-friendly onboard policy stands as a testament to their commitment to excellence in every detail. With dedicated kennels and an array of pet amenities, furry friends are not just allowed but celebrated on board. Discover more about Cunard’s legacy and their unique offerings for pets looking for a pet-friendly cruise in the UK. With a bit of planning, your next vacation can be a shared journey full of unforgettable memories. So, pack your bags, and let’s set sail on the dog-friendly cruise of a lifetime. Corsica Ferries also offers dog-friendly cruises, with several routes available throughout the Mediterranean.

The 2-hour scenic route will bring you to places like the Egg Rock Lighthouse as well as the islands of Frenchman Bay. You can also view the breathtaking scenery of the Acadia National Park too. When visiting Acadia National Park with your dog, be sure to keep them on a leash at all times. Dogs are not allowed on some of the park’s beaches or specific hiking trails, so it’s essential to research before visiting. However, there are still plenty of dog-friendly trails and areas to explore, such as the carriage roads and the Jordan Pond Path.

Luxury travel’s most inspiring stories told by its most celebrated icons. For enjoying a stateside sojourn, drinking in Canada’s natural wonders or exploring the magnitude of Mexico, this continent offers spectacular diversion. Find flavours to arouse every taste bud and an array of cultures to match.

Finding pet-friendly accommodations is key to a successful vacation with your dog. Many hotels, motels, and vacation rentals now welcome pets, but it’s crucial to check their pet policies before booking. Some accommodations may have weight or breed restrictions, pet fees, or specific rules for pets. However, there are now many cruise lines that welcome dogs on board, so you have plenty of options to choose from.

It is important for passengers with ESAs to check with the cruise line in advance to ensure that they meet the requirements for bringing their animal on board. It is also recommended that passengers with ESAs inform the cruise line in advance of their travel to ensure that appropriate accommodations can be made. Booking a pet-friendly cruise requires a bit of research and planning, but it's worth it to ensure a comfortable and enjoyable vacation for both you and your furry friend.